Assume you can earn 12% per year on your investments. a. If you invest $10,000 for retirement at age 30 , how much will you have 35 years later for retirement? b. If you wait until age 40 to invest the $10,000, how much will you have 25 years later for retirement? c. Why is the difference so large? a. If you invest $10,000 for retirement at age 30 , how much will you have 35 years later for retirement? The amount of money you will have 35 years later for retirement is $ (Round to the nearest cent.) b. If you wait until age 40 to invest the $10,000, how much will you have 25 years later for retirement? The amount of money you will have 25 years later for retirement is $ (Round to the nearest cent.) c. Why is the difference so large? The difference is large because the compounding effect is accentuated the the time of investme