Assume you graduate from college with $$28,000$ in student loans. If your interest rate is fixed at $4\mathrm{.}72\%$ APR with

monthly compounding and you repay the loans over a $10-$year period, what will be your monthly payment? $($Note: Be

careful not to round any intermediate steps less than six decimal places.$)$

Your monthly payment will be $$,.($Round to the nearest cent.$)$