Assume you just bought a new car and now have a car loan to repay. The amount of the principal is $$25,000,$ the loan is at $8\mathrm{.}5\%$ APR, and the monthly payments are spread out over $7$ years. What is the loan payment?

$$297\mathrm{.}70$

$$331\mathrm{.}14$

$$395\mathrm{.}91$

$$363\mathrm{.}57$

$$305\mathrm{.}56$