Assume you plan to purchase a home for the first time or upgrade$/$downsize from your existing home anytime within the next $10$ years. Provide your plan to make this goal a reality. Include how much you will invest$/$save per month to address the purchase and closing costs, your projected timeframe for purchase, your planned down payment, your estimated interest rate, the loan characteristics $($i$.$e$.,$ type and term$)$ you plan to secure$,$ and the monthly home ownership costs $($i$.$e$.,$ principal, interest, taxes, insurance $($PITI$)$ costs$).$ What percentage will PITI account for in your monthly gross income?