Assuming a$1-$year, money market account investment at $3\mathrm{.}84$ percent$($APY$),$ a $33\%$ percent inflation$$ rate, a percent marginal tax$$ bracket, and a constant $$$ $70,000$balance$,$ calculate the$$ after$-$tax rate of$$ return, the real rate of$$ return, and the total monetary return. What are the implications of this result for cash management$$ decisions? Assuming a$1-$year, money market account investment at $3\mathrm{.}84\%($APY$),$ a $33\%$ marginal tax$$ bracket, and a constant $70,000$balance$,$ the$$ after$-$tax rate of return is