Assuming you are the lending officer, which of the following would represent your assessment of creditworthiness and credit decision? (Answers to this question will be discussed in class; please be prepared to defend your answer.) O a. Dolan River is considered creditworthy, approval should be recommended to continue the bulge on the short-term line of credit through December 31, 2018, allowing DR time to sell the inventory per the new contracts in negotiation. O b. Dolan River is not considered creditworthy, as it is now in transition, increasing its risk profile and likely requiring additional bank financing; DR faces a loss the sale of its heavy beam inventory. O c. Dolan River represents a high-risk client, and the bank should ask Dolan to seek financing at another institution. O d. Dolan River's management is out of step with the contextual business risks it faces in 2018 and is not creditworthy. O e. Dolan River's projections are unreliable, not based on factual evidence, and should be rejected, renderi