Assumption 2: Now change the Payment Cap from 100% to 12% but keep all other Assumptions in Assumption 1 ab and answer: R. What is the total interest payment for year five? S. What is the total principal payment for year five? T. What is the total payment for year five? U. What is the principal balance of the ARM in month 61 ? V. What is the Yield to Maturity (IRR) for this ARM using: a. Annual cashflows b. Monthly cashflows W. Is there any negative amortization on this ARM? If Yes, in what year does it occur, and what is the amount of thr negative amortization (hint: the change from the prior year ending balance)? Assumption 2: Now change the Payment Cap from 100% to 12% but keep all other Assumptions in Assumption 1 ab and answer: R. What is the total interest payment for year five? S. What is the total principal payment for year five? T. What is the total payment for year five? U. What is the principal balance of the ARM in month 61 ? V. What is the Yield to Maturity (IRR) for this ARM using: a. Annual cashflows b. Monthly cashflows W. Is there any negative amortization on this ARM? If Yes, in what year does it occur, and what is the amount of thr negative amortization (hint: the change from the prior year ending balance)