ast Certification Test (2019) Advanced Retirement anr Question 45 of 75. Joan made deductible contributions to traditional retirement accounts for several years. In 201s, she decided to withdraw $10,000 from one of her accounts, Joan is 62 vears old. How does this transaction affect her 2018 tax eam Joan must report the entire amount of $10,000. Jean does IOt have te-reportenything because sheisoverege92 Joan does not have to report any amount because the withdrawal was not from a Roth IRA. Joan must report the distribution she received but can elect to use the ten-year option. OMark for follow up