At a recent boat show, Nautica Bank was offering boat loans for up to 5 years with APRs of 11.5%. On new boats, a 25% down payment was required. Scott Vaughn wanted to finance a $51,000 boat for 5 years. Round your answer to the nearest cent. a. What would be the finance charge on the loan? $ b. What would be the monthly payment? Round your answer to the nearest cent. $