At a starting age of 35 and retirement age of 65, what is the Future Value (FV) retirement with a starting salary of $100,000 and a retirement salary (PV) of $59,000? The annual increase and the return in retirement is 5%, with annual inflation of 3%, and the employee contributes 5% while the employer match is 100%. The years of saving and the payout is 30 years.

Hint: The answer expected is $143 208, but I don't know how to work it to the solution; kindly show all formulas in excel.)