At age 21, someone sets up an IRA (individual retirement account) with an APR of 5%. At the end of each month he deposits $90 in the account. How much will the IRA contain when he retires at age 65? Compare that amount to the total deposits made over the time period. . . . . After retirement the IRA will contain $]. (Do not round until the final answer. Then round to the nearest cent as needed.)