At many restaurants, bars, and coffee shops nowadays, you are often given a tablet at checkout which presents you with three different default tip options $(20\%,25\%,30\%).$ Although you are free to choose no tip or custom tip, most consumers tend to choose one of the three default options $($typically the middle option$).$ This scenario represents an example of businesses using $\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_$ to bring in more tip money.

Group of answer choices

The hindsight bias

The positivity bias

Loss aversion

The availability heuristic

Choice architecture