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at t=0, you deposit $9500 into an account, earning an effective annual rate of 10 percent. You plan on depositing an additional 10,000 each year,

at t=0, you deposit $9500 into an account, earning an effective annual rate of 10 percent. You plan on depositing an additional 10,000 each year, at T=1, T=2, etc. Doing this, your account will have a balance of $100,000 at T=X. What is X?

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