At the $\frac{12}{31}\frac{?}{20},$ the bank's Allowance for Loan and Lease Losses was $$28,556$ and at the end of $\frac{12}{31}\frac{?}{21},$ the bank's Allowance for Loan and Lease Losses was $$27,871.$ For the year ended, $\frac{12}{31}\frac{?}{21},$ the bank's Provision for Credit Losses was $$543.$ Using the formula provided in class, calculate the bank's Net Charged$-$Off Loans for the year ended $\frac{12}{31}\frac{?}{21}?$