At the end of September 2019, Dave takes out a 15-year $100,000 mortgage with level monthly payments beginning at the end of October 2019.

Interest is charged at a nominal rate of 4.8% convertible monthly.

Each year, Dave will be able to claim a tax deduction for interest payments on the loan.

What will Daves tax deduction be for calendar year 2023? Possible answers are: 3,912 or 4,800 or 3,856 or 3,934 or 4,226. Thanks