At what age did you start contributing to your 401(k)? Have you contributed every year since then? What percentage of your income do you contribute? Does your employer match your contributions? What is the percentage? Has your employer ever adjusted the percentage? Is your employer's match in cash or company stock? Have you ever had a 401k in a company with a vesting period? How long was that vesting period? Have you ever been affected by a long vesting period? Have you ever taken an early withdrawal? Why? Was it worth it? What was the penalty? Have you ever changed jobs? Did you switch your 401(k)? Did you roll it over? Cash out? After knowing the outcome, would you make the same decision today and why? What do you plan to do with your 401(k) when you retire? Do you know how much money you need to retire on? Do you have any other retirement plans and what are they? Do you have diversification within your investment portfolio? What sort of mix between stocks, bonds, mutual funds, and ETFs do you have? Have you adjusted those percentages over time? What was the rationale for these choices? Do you primarily have your investments with US companies? What sort of international investments to you own? Do you think it is important to invest internationally? Do you think it is important to diversify? Why or why not? Over the course of your investing have you experienced a bear market? How did you react? Did you sell your investments? Did you keep investing? Did you invest more? Does the interviewee have any recommendations/advice for the interviewer regarding a 401(k) or about investing?