At year-end 2024, a zero coupon bond maturing on December 31, 2026 has a yield of 6%; a similar zero coupon bond maturing a year later has a yield of 6.5%. Based on the expectations hypothesis of forward rates, what is the implied one-year rate for 2027 (i.e., what is f₃)? Enter the answer in percentage points rounded to two decimal places (1.9876% should be entered as 1.99).