Average funds available for investment

RM (million)

Investment Rate (%)

Shareholders' equity

130

100

General investment account

150

90

Specific investment account

450

80

Mudharabah savings account

700

60

Total investment funds

1430

The weighted averages if invested funds are determined using the investment rates. The net profit from investments is RM75 million.

Profit allocation ratios between shareholders and investment account holders are as follows:

Client (%)

Shareholders (%)

General investment account

85

15

Special investment account

80

20

Mudharabah savings account

70

30

Calculate the profit allocated to shareholders and each type of investment account before and after the shareholders' share of investment profits. Also determine the rate of return for shareholders and each type of investment account.