avid is an existing client of a financial planner for many years. He is expected to retire in 8 years. A self-managed super fund has been established with recommendations documented in a Statement of Advice (SOA). The fund has $250,000 of assets. The plan provided an asset allocation strategy for the fund. Every 6 months, the financial planner provides David with a review of the managed funds. The reviews include changes to the investment portfolio by way of portfolio re-weighting. In which of the following situations an SOA is NOT required to be prepared by the financial planner?

a.

Financial planner recommends David to implement a transition to retirement strategy and draw pension from the fund.

b.

David would like to add extra $35,000 to the existing investment product.

c.

Financial planner recommends David to sell the holding in a share fund of $25,000, and invest the proceeds into buying an investment property with a loan.

d.

David is getting married in 3 months and would like to have a new plan including estate planning and change of insurance policy.