Avis Studebaker has the following health insurance plan: $20 copay for primary care visits $2000 deductible for all other healthcare services 80% plan coinsurance $10,000 maximum out of pocket up to $1 million plan limit. Unfortunately, on January 1, 2021, Avis had horrible abdominal pain and was admitted to their community hospital. Avis was discharged 5-days later with a bill for $22,000. How much would Avis have to pay for this hospital visit