Award 1: $40,263 at the end of year 5 Award 2: An annuity of $4,500 over 5 consecutive years that begins at the end of year 5 Award 3: $104,431 at the end of year 15 If the interest rate should rise from 10% to 11%, then the present value of Option 3 at 11% interest compared to the present value of Option 3 at 10% interest would be