(b) Calculate a value of RM 1,000 at the end of year 10 it the interest paid is 10 percent (c) Hema wishes to have RM5,000 in her account at the end of year to Calculate the amount that she needs to west today she able to earn 5 percent annually 15 marks (d) The history of banking began when empires needed a way to pay for foreign goods and services, with something that could be exchanged more easily. Coins of varying sizes and metals served in the place of fragite, Impermanent paper bils. Nowadays, most of the services are provided through commercial banks and it is governed by Finance Companies Act 1900. Briefly explain FIVE (5) main functions of commercial banks (10 marks)