(b) In this question assume all money is in units of $1,000's. An initial investment of 47 in a small business is guaranteed to produce the following cash flows: 5 at the end of Year 1; 14 at the end of Year 2; F at the end of Year 4. Interest is 4% APR compounding quarterly. The letter F represents the cash flow pay- ment amount that makes the business "neutral (i.e. the business has no loss and no profit). Solve for F. [5 points]