b) The following is an extract of the detailed balance sheet of Whiz bank Limited. TIME BUCKETS 0-3 3-6 6-9 Months Months Months 9-12 Months Over 12 Months Total Balances with Bank of Zambia 0 Balances with Domestic Institutions 30,000 Balances with Foreign Institutions 770,734 Other Borrowed Funds 280,305 25,138 Loans and Advances Deposits Investments in Securities Balances due to Bank of Zambia 2,512,717 1,152,249 280,305 912,263 635,151 30,000 770,734 1,220,899 1,028,760 0 5,605,989 2,137,548 1,072,191 613,548 1,785,365 6,081,433 11,076,537 368,643 630,024 156,108 8,301,776 10,070,099 1,000,000 1,000,000 REQUIRED: Using gap analysis, compute and interpret the bank's exposure to interest rate risk assuming a 1% and 5% change in interest rates