(b) The following transactions are found in the books of Faja Bank and Danga Bank. i. Faja Bank has advanced Credit to Mr. Danry Tee at 25% fixed interest rate ii. Danga Bank has advanced Credit to Maafio at 20% floating interest rate. If interest rate in the country goes up by 5%: (a) What will be the effect on the interest income of the banks? 4 marks (b) Which of these two banks will gain from the rising interest rate, and why? 2 marks (c) What will be the effect on each of the customers? 4 marks