B 'What drives the signaling model? Highly preductive workers going to high-quality education institutions Highly preductive workers having higher costs to obtaining the signal (years of education) Highly productive workers having more time to signal their high preductivity ence they begin a job Highly productive workers having lower costs to obtaining the signal (years of education) 1 point One of the assumptions of the signaling model is that the costs of obtaining a degree (completing a certain number of courses) is lower for more productive workers. True False B In the annuities market, those wha live longer than expected are getting a higher averall payout. True False In the car insurance market, if everyone is charged the same premium: Both low-risk and high-risk drivers will find it a good deal High-risk drivers will find it a good deal Low-risk drivers will find it a good deal 1 point The life insurance market is a market where we see significant adverse selection True False - In erder to create a separating equilibrium, low-risk drivers should be charged: Low deductible and high premiums High deductible and low premiums High premiums with no deductible ;- An assumption of the signaling model is that employees always provide credible information. True False - Inwhich of the following markets are we more likely to have the seller with more information than the buyer? Used car market Annuities market Car insurance market Health insurance market