b. Which of the following is NOT an input of the spreadsheet model? Interest rate Monthly mortgage payment Number of years of the loan Annual maintenance cost rate c. What is the monthly total of home ownership using the assumptions stated in the spreadsheet? Note: Round your answer to 2 decimal places. d. How much does the monthly total of home ownership increase if the owner decides to get a 15 -year mortgage instead, of a 30 -year mortgage? Note: Round your answer to 2 decimal places. \begin{tabular}{l|r|r|} \hline 2 & Variables: & \\ \hline 3 & House value: & $576,300.00 \\ 4 & Interest rate: & 4.25% \\ 5 & Down payment (\% of house value): & 20% \\ 6 & Number of years: & 30 \\ 7 & Property tax rate: & 1.25% \\ 8 & Annual homeowner insurance premium: & 1,420.00 \\ \hline 9 & Maintenance cost rate (\% of house value): & 1% \\ 10 & & \\ 11 & Monthly Cost of Home Ownership & \\ 12 & Monthly mortgage payment: & \\ 13 & Monthly property tax: \\ 14 & Monthly homeower insurance premium: \\ 15 & Monthly maintenance costs: : \\ \hline 16 & Total: \\ \hline \end{tabular}