B) Your online banking site tells you your password has expired and requests that you submit a new one to access your accounts. C} Your bank statement is not reecting a refund that you know was deposited in your account last week (your account balance does reflect the refund). {CORRECT} D) You are denied a new credit card because the credit card company checked your credit score and found that it did not meet its minimum standards for new accounts. Your credit report does not show any invalid records