Backus say learning about money in school is worthwhile. After Backus finished her financial-literacy class, she opened up a savings account at her local bank and started to think more about how she and her family would pay for college. "She just has a better understanding of money and how it affects the world," says her mother, Darleen-and that's down to the minutiae1 of how money is spent at-large from taxes to bank bailouts to the federal government's deficit. All of this talk of money can make Backus worry, she says, but luckily, she feels prepared to face it. According to the passage, one result of Candice Backus's completing the class about money in school is that she is debt free manages the family income will retire early feels more competent