BancQuad has the following balance sheet: How can the bank meet an expected net deposit drain of $20,000 using purchased liquidity management techniques? Select one: a. Sell short-term securities in order to raise $20,000 cash. b. Borrow $20,000 in the interbank funds market. c. Issue $20,000 in new equity. d. Run down the $20,000 cash. e. Liquidate $20,000 worth of loans