Bank 1 Peer Banks

ROE 18.61% 9.58%

ROA 1.50% 1.01%

EM 12.41x 9.49x

AU 6.41% 5.06%

ER 4.90% 3.79%

TAX 0.01% 0.26%

Evaluate the performance of Bank 1 relative to the peer banks using the above data. Did Bank 1 perform above or below average? Did Bank 1 perform with more or less relative risk?

Look at the three main categories of risk (Credit, Operational, Liquidity) and some of the balance sheet and ratios associated with them (e.g; for credit there is charge off rates , provisions for loan losses; for liquidity there is core deposits, etc

Also answer the following