Bank A is offering $5\mathrm{.}9\%$ compounded quarterly while bank B is offering $6\mathrm{.}0\%$ compounded semi$-$annually. Which of the following statements is true?

Select one:

a$.$ A is higher with an EAR of $5\mathrm{.}93\%.$

b$.$ A is higher with an EAR of $6\mathrm{.}03\%$

C$.B$ is higher with an EAR of $6\mathrm{.}04\%$

d$.$ B is higher with an EAR of $6\mathrm{.}09\%$