Bank A pays 4 % interest, compounded annually on deposits, while Bank B pays 3.5% compounded daily. a.) Based on the EAR (or EFF%) which bank should you use? b.) Could your choice be influenced by the fact that you might want to with draw the funds during the year as opposed to at the end of the year? Assume that your funds must be left on deposit during an entire compounding period in order to receive any interest