Bank A(Dollars in Millions) Assets Liability and Equity Cash $ 850 Deposits $ 6,475 Securities 1.925 Other Borrowing 1,645 Loans 5,400 Equity 1,030 Others 975 Total $ 9.150 Total 5 9.150 Income Statement Interest income on loans $ 450 Interest income on securities 95 Interest expenses 246 Noninterest income 78 Nonincome expenses 112 Provision for loan loss 35 Taxes 115 NI $ 115 If the average net interest margin for this type of bank is 4.65 percent, then ceteris paribus, this particular bank is performing poorer than average because this bank has a NIM of 4.08 percent. better than average because this bank has a NIM of 6.55 percent. the same as average because this bank has a NIM of 4.65 percent One can't determine with the information given better than average because this bank has a NIM of 5 23 percent