Bank broker-dealer notional derivatives counterparties with each other have fallen, while those with other financial institutions have risen. This is because: Bank re-regulation has increased the costs of using their balance sheets. Rehypothecation is attractive. Interest rates are low \& other financial institutions can take open risk positions All of these answers Question 4 0.5 pts The Distance to Default (DTD) for a bank is: The amount of non-performing loans it has. Was developed by Black and Scholes. The market value of assets minus the book value of liabilities. Is measured from the reported balance sheet of the bank