Bank credit is considered the harshest and most attractive to the management of the bank O a. Because the bank achieved the bulk of the profits O b. All of the above is wrong O c. All of the above is wrong O d. Because the bank bears multiple risks Characteristics of doubtful credit facilities a. Irregular payment from 90 days to 179 days b. It has been 90 days to 179 days for one of its installments It is 90 to 179 days past due d. All of the above is true