Bank of Americas bonds currently sell for $1,250. They pay a $90 annual coupon, have a 25-year maturity, and a $1,000 par value, but they can be called in five years at $1,050. What is the difference between this bond's yield to maturity (YTM) and its yield to call (YTC)? [Type in your answer as a percent, to the 100ths of a percent].