banking and operations Management

Answer the following Questions: [ CLO 4, 5] Q1. Suppose a bank has an allowance for loan losses of $1.25 million at the beginning of the year, charges current income for a $250,000 provision for loan losses, charges off worthless loans of $150,000, and recovers $50,000 on loans previously charged off. What will be the balance in the allowance for loan losses at year-end? Q2. Suppose a customer purchases a $2 million, 90-day CD, carrying a promised 6 percent annualized yield. How much in interest income will the customer earn when this 90 -day instrument matures? What total volume of funds will be available to the depositor at the end of 90 days? Q3. Abu Dhabi Commercial Bank (ADIB) estimates that over the next day the following cash inflow and outflows will occur (all figures in millions of Dirhams): What is this bank's projected net liquidity position in the next Day? From what sources can the bank cover its liquidity needs? Q4. The latest report of condition and income and expense statement for Al Mashriq Bank are as shown in the following tables: Al Mashriq Bank Using these statements, calculate the following performance measures: What strengths and weaknesses are you able to detect in Al Mashriq Bank performance