Banks are seeking to expedite the application process for the Small Business Administrations Paycheck Protection Program (PPP) by automating it. Dan OMalley, CEO of Numerated, a digital lending platform sees this as a coming-out party for commercial digital loan applications. Which of the following risks should these banks be concerned if they proceed to digitize their loan application processes?

A. Foreign Exchange risk

B. Country risk

C. Credit risk

D. Paycheck risk

E. Technology risk