Banks need to address and manage the fundamental disadvantages they carry which are: 1) Undisclosed fees O2) Long lines at the ATM 3) Lack of execution speed and focus. 4) Long online loan applications 5) A and B Consumers are typically attracted to FinTech companies for all of the following reasons, except for: 1) Ease-of-use 2) Less regulation 3) Lower cost 4) More experienced employees 5) Higher level of trust What is an advantage banks get when they partner with FinTech startups? 1) Total control of new FinTech 2) Slower development and cheaper development 3) Faster and cheaper development 4) Total control and cheaper development 5) Slower and more expensive development