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Banks, savings and loan associations, mutual savings banks, and credit unions O a. are no longer important players in financial intermediation. O b. have been

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Banks, savings and loan associations, mutual savings banks, and credit unions O a. are no longer important players in financial intermediation. O b. have been providing services only to small depositors since deregulation. c. have been adept at innoyating in response to changes in the regulatory environment. d. all of the above

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