Barbaras husband died without life insurance, leaving two children below age 12. Barbara, age 34, will receive a $1,000 monthly survivors benefit under Social Security, provided her earned income does not exceed the annual earned income limitation. If Barbara returns to work and earns $10,000 above the earned income limit, how much of her annual $12,000 Social Security benefit, if any, will she lose? (Search Chapter 2)

a. $5,000

b. $10,000

c. $12,000

d. No Social Security benefits will be lost.