Barney has a balance of 780 on a credit card with an APR of 31 3 compounded monthly About how much will he save in interest over the course of a year if he transfers his balance to a credit card with an APR of 19 1 compounded monthly Assume that Barney will make no payments or new purchases during the year and ignore any possible late payment fees O A 119 66 B 162 74 C 445 14 D 282 40 K