Barry is a group insurance agent and he has scheduled a meeting withSven, the owner of a medium-sized manufacturing business called Fastlane Industries. Fastlane's group benefits plan is up for renewal and Sven would like to shop the market to see if there may be a better group benefits plan for his company. What is the first thing Barry needs to do before offering a group benefits plan to Sven and Fastlane?

a)structure the funding formula
b)establish proposed new coverage
c)establish the new plan design
d)review the existing coverage