Barry's ex-girlfriend gives him a Bankruptcy Notice that she found in her letterbox where Barry used to live. It claims $11,650 arrears of car repayments from his car finance company plus $600 interest. Barry's car was repossessed a month ago and he hears it was sold for $3,000 but this hasn't been deducted on the bankruptcy notice. Advise Barry. [assume stat min of $10,000]

Advanced question: What if Barry' car had been sold for $1,500?