Based on a poll, 62% of Internet users are more careful about personal information when using a public Wi-Fi hotspot. What is the probability that among four randomly selected Internet users, at least one is more careful about personal information when using a public Wi-Fi hotspot? How is the result affected by the additional information that the survey subjects volunteered to respond? The probability that at least one of them is careful about personal information is D (Round to three decimal places as needed.)