Based on costs alone which borrower below would find the FHA Loan the most suitable for their borrowing needs: a. A borrower with a credit score of 490 and 3.5% down payment b. A borrower with a credit score of 550 and 10% down payment c. A borrower with a credit score of 660 and 15% down payment d. A borrower with a credit score of 750 and 20% down payment