Based on Singapore's Intestate Succession Act:

Karthi is a young man who is highly successful. He owns the following assets:

• A bungalow, which he owns with his wife, Joan. Karthi and Joan own the bungalow as joint-tenants.
• His own CPF account monies.
• 5 sole bank accounts.
• 1 apartment owned by Karthi and his mother as tenants-in-common, with 80% owned by
• his mother and 20% owned by Karthi.

Karthi passes away suddenly. He has no children. He did not make a Will. His father passed away when he was a child.

Outline the relevant matters and state what your informed decisions would be in the following situations:

(a) On what basis Karthi's estate will be distributed; and

(b) Who will stand to inherit Daniel's assets?