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Based on the article 10 Key Differences Helped Canada Avoid a US Style Mortgage Crisis and the notes on The 5 C's of Credit, identify

Based on the article "10 Key Differences Helped Canada Avoid a US Style Mortgage Crisis" and the notes on "The 5 C's of Credit," identify the ways in which the recent US mortgage lending practices failed to follow the discipline of the 5 C's of Credit.

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