Based on the following assumptions, which of the following is closest to the minimum transfer amount that will justify using a wire instead of an ACH transfer?

Cost of a wire $=$$$15$

Cost of an ACH transfer $=$$$0\mathrm{.}50$

Annual opportunity cost rate $=7\%$

ECR$=1\%$

$RRR=10\%$

Days delay in availability with ACH$=1$

$$75,607\mathrm{.}14$

$$86,826\mathrm{.}35$

$$88,548\mathrm{.}58$

$$ $$89,820\mathrm{.}36$